Finance Services

Unsecured Loans


Unsecured lending is an effective means of attracting capital for your business needs without having to fix the loan to assets or property. These loans can be used for almost any business purpose with affordable and flexible repayments spread out over a term that suits your projected cash flow.

At Solid Finance, we identify the right lenders who not only provide you with the funds your business needs, but also get you the best possible terms to support your business.

Secured Loans


Secured loans are simply loans that are secured against the value of an asset you own. Property or business assets can be used as collateral to offset risk by offering these as security when applying for finance, helping you to quickly access funds.

At Solid Finance, our multi lender search platform will help identify lenders who shall work with you to fund your business on your terms.

Asset Based Loans


An Asset based loan (ABL) is a type of business financing that is secured by your company's assets. Most Asset based loans are structured to work as revolving lines of credit. This structuring allows your company to borrow from assets on an ongoing basis to cover expenses or investments as needed.

Asset based loans can help with your working capital that is required to operate or grow. The asset based lending facility can help your company manage the rapid growth issues and positions the company for growth.


Refinancing allows you to use existing assets to raise additional capital. The assets can be either free from finance or subject to finance with another finance company.

Refinance agreements can be provided on a Finance Lease or Hire Purchase agreement.

Some of the reasons to refinance may include:

  • Reduce existing monthly commitment
  • To reduce bank borrowing for example bank overdraft
  • Assist funding management buy ins/outs or purchase another business
  • Purchasing other equipment
  • Invoice Finance


    Invoice Financing is used by a variety of businesses, such as construction companies and professional service firms, that don’t get paid immediately after completing a job. Invoice financing can help you raise money quickly in exchange for invoices that are due in several weeks or months. The money can be used for any business purpose.

    There are two types of Invoice Financing: Factoring and Invoice Discounting.

    Factoring is a full-service form of Invoice Finance where the factor provides finance against the whole sales ledger and manages the credit control function. The facility in most cases be disclosed and your clients will be aware of this.

    Invoice Discounting releases cash against a company's outstanding invoices in the same way as factoring but the company using the facility retains control of the sales ledger and the collection of the debts.